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Mortgage Rates -- 30 Year Fixed Contract Rate and Points
Annual Averages
Also view the Monthly Averages page.
|
Year |
Rate |
Points |
| 1972 |
7.38 |
0.9 |
|
1973 |
8.04 |
1.0 |
|
1974 |
9.19 |
1.2 |
|
1975 |
9.05 |
1.1 |
|
1976 |
8.87 |
1.2 |
|
1977 |
8.85 |
1.1 |
|
1978 |
9.64 |
1.3 |
|
1979 |
11.2 |
1.6 |
|
1980 |
13.74 |
1.9 |
|
1981 |
16.63 |
2.1 |
|
1982 |
16.04 |
2.2 |
|
1983 |
13.24 |
2.1 |
|
1984 |
13.88 |
2.5 |
|
1985 |
12.43 |
2.5 |
|
1986 |
10.19 |
2.2 |
|
1987 |
10.21 |
2.2 |
|
1988 |
10.34 |
2.1 |
|
1989 |
10.32 |
2.1 |
|
1990 |
10.13 |
2.1 |
|
1991 |
9.25 |
2.0 |
|
1992 |
8.39 |
1.7 |
|
1993 |
7.31 |
1.6 |
|
1994 |
8.38 |
1.8 |
|
1995 |
7.93 |
1.8 |
|
1996 |
7.81 |
1.7 |
|
1997 |
7.6 |
1.7 |
|
1998 |
6.94 |
1.1 |
|
1999 |
7.44 |
1.0 |
|
2000 |
8.05 |
1.0 |
|
2001 |
6.97 |
0.9 |
|
2002 |
6.54 |
0.6 |
|
2003 |
5.83 |
0.6 |
|
2004 |
5.87 |
0.7 |
Source: Freddie Mac
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