Homestead Publications
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"Potential Pitfalls Face Texas Home Equity Lenders"
(Fambrough) No. 1252, Letter of the Law reprint, 3pp. (1/1/1998) |  The amendment authorizing Texas home equity loans dictates at least 25 requirements necessary to create a valid equity lien on homestead property. Many are ambiguous and vague.
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| "Homestead Protection: For Whom and How Much?"
(Fambrough) No. 1136, Tierra Grande reprint, 3pp. (7/9/1996) |  Only one Texas homestead -- either rural or urban -- may be claimed for protection from creditors. The distinction between the two often is unclear when the homestead is on the fringe of an urban area. This article reviews various court cases.
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| "AG Opinion Reviews Homestead and Judgment Liens"
(Fambrough) No. 1120, Tierra Grande reprint, 2pp. (5/10/1996) |  A look at the effect of recorded judgments on title to homestead property. A valid judgment may cast a cloud on the homestead.
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| "Homestead Law Protects Businesses"
(Fambrough) No. 701, Tierra Grande reprint, 3pp. (9/1/1994) |  Business homesteads receive the same protection as residences under Texas law. This article describes legal rulings and provisions regarding this unique shield against creditor's claims.
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| "Homesteads and the Elderly"
(Fambrough) No. 857, Tierra Grande reprint, 2pp. (4/2/1991) |  Individuals 65 and older may totally defer payment of property taxes until they no longer own or occupy the property as a homestead.
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| "There's No Place Like a Homestead: Texas Law Offers Unique Protection"
(Fambrough) No. 525, Tierra Grande reprint, 3pp. (7/9/1990) |  Homestead rights protect the homeowner from creditors but forbid using the home as collateral.
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The publications available as Free downloads are in Adobe Acrobat (pdf) format.
Views expressed are those of the authors and do not imply endorsement by the Real Estate Center, Mays Business School or Texas A&M University. The Texas A&M University System serves people of all ages, regardless of socioeconomic level, race, color, sex, religion, disability or national origin.
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