Foreclosure Publications
Search all publications by topic, author, type and keywords.
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A Homeowner's Rights Under Foreclosure
(Fambrough) No. 825, Technical report, 6pp. (Revised 11/18/2009) |  A report defining the three elements of foreclosure under deed of trust and explaining the process from default on a payment through sale of the property.
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| "Floreclosure for Dummies"
(Fambrough) No. 1786, Tierra Grande reprint, 3pp. (Revised 11/17/2009) |  Home loan defaults are rising. Here's a step-by-step description of the foreclosure process.
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| "DILF or No DILF: Deed in Lieu of Foreclosure"
(Fambrough) No. 1806, Tierra Grande reprint, 2pp. (11/16/2009) |  With the frequency of foreclosures on the rise, homeowners facing this crisis need to know their options. Under the right circumstances, working out a DILF with the lender may be an alternative beneficial to both homeowner and lender. A recent change in Texas law makes DILF more attractive.
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| Home Equity Assistance Program: A Direct Solution for Foreclosure Mitigation
(Dotzour & Klassen) No. 1906, Technical report, 44pp. (7/20/2009) |  The author proposes a more holistic view of the global financial crisis and offers a solution that meets the needs of all affected parties, including distressed homeowners, taxpayers, banks, mortgage-backed security investors and politicians.
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| "Texas, Do We Have a Foreclosure Problem?"
(Gaines) No. 1761, Tierra Grande reprint, 3pp. (12/16/2005) |  Foreclosure rates can signal a price bubble that is likely to burst. What does Texas' foreclosure rate indicate about the housing market?
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| "2005 Update: Rules Govern Contracts for Deed"
(Fambrough) No. 1754, Reprint, 5pp. (10/20/2005) |  Legislation passed in 2005 brought about a number of new rules governing both existing and newly executed contracts for deed and places greater burdens on residential lenders and brokers.
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| "Forced Sale Remedies"
(Fambrough) No. 652, Tierra Grande reprint, 1pp. (Revised 10/6/2005) |  This column tells how property owners may avoid a foreclosure sale or even redeem (repurchase) property sold at a tax sale.
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| "Legislature Limits POA Power"
(Fambrough) No. 1548, Tierra Grande reprint (1/17/2002) |  Effective Jan. 1, 2002, new rules govern how Texas property owner associations conduct business. The rules are designed to eliminate much of the criticism and charges leveled at POAs regarding rule enforcement, collecting attorney fees and foreclosures.
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The publications available as Free downloads are in Adobe Acrobat (pdf) format.
Views expressed are those of the authors and do not imply endorsement by the Real Estate Center, Mays Business School or Texas A&M University. The Texas A&M University System serves people of all ages, regardless of socioeconomic level, race, color, sex, religion, disability or national origin.
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