Texas Housing Affordability Index
Historical Summary
| MLS Area |
2008 |
2007 |
2006 |
2005 |
2004 |
2003 |
| Abilene | 2.01 | 1.78 | 1.90 | 2.32 | 2.71 | 2.83 |
| Amarillo | 1.84 | 1.70 | 1.81 | 2.01 | 2.21 | 2.25 |
| Arlington | 2.11 | 1.91 | 1.97 | 2.13 | 2.27 | 2.23 |
| Austin | 1.56 | 1.53 | 1.62 | 1.80 | 1.90 | 1.89 |
| Bay Area | 1.67 | 1.52 | 1.68 | 1.90 | 2.01 | 1.95 |
| Beaumont | 1.68 | 1.62 | 1.75 | 2.03 | 2.10 | 2.16 |
| Brazoria County | 2.16 | 2.10 | 2.20 | - | 2.79 | - |
| Brownsville | 1.44 | 1.06 | 1.25 | 1.30 | 1.50 | 1.54 |
| Bryan-College Station | 1.64 | 1.50 | 1.55 | 1.80 | 1.90 | 1.88 |
| Collin County | 2.08 | 1.28 | 2.10 | 2.36 | 2.44 | 2.53 |
| Corpus Christi | 1.46 | 1.37 | 1.48 | 1.62 | 1.80 | 2.00 |
| Dallas | 1.77 | 1.59 | 1.68 | 1.83 | 1.89 | 1.94 |
| Denton | 1.98 | 1.54 | 1.87 | 2.05 | 2.08 | 2.17 |
| El Paso | 1.17 | 1.13 | 1.24 | 1.50 | 1.74 | 1.78 |
| Fort Bend | 1.92 | 1.32 | 1.89 | 2.14 | 2.27 | 2.27 |
| Fort Worth | 2.35 | 2.10 | 2.19 | 2.43 | 2.69 | 2.72 |
| Galveston | 1.33 | 1.34 | 1.28 | 1.60 | 1.91 | 2.04 |
| Garland | 2.71 | 2.37 | 2.40 | 2.55 | 2.57 | 2.61 |
| Harlingen | 1.55 | 1.40 | 1.44 | - | 1.61 | - |
| Houston | 1.72 | 1.54 | 1.65 | 1.87 | 1.99 | 1.95 |
| Irving | 1.88 | 1.83 | 2.13 | 2.33 | 2.38 | 2.44 |
| Killeen-Fort Hood | 1.88 | 1.74 | 1.78 | 2.03 | 2.20 | 2.33 |
| Laredo | 1.75 | - | - | - | - | - |
| Longview-Marshall | 1.71 | 1.57 | 1.74 | 2.05 | 2.21 | 2.28 |
| Lubbock | 1.93 | 1.91 | 1.93 | 2.06 | - | 2.19 |
| Lufkin | 1.95 | 1.83 | 1.86 | 2.09 | 2.17 | 2.96 |
| McAllen | 1.34 | 1.00 | 1.10 | 1.27 | 1.33 | - |
| Midland | 1.39 | - | - | - | - | - |
| Montgomery County | 1.72 | 1.37 | 1.69 | 1.89 | 2.10 | 2.10 |
| Nacogdoches | 1.56 | 1.47 | 1.89 | 2.66 | 1.73 | 2.09 |
| Northeast Tarrant County | 1.69 | 1.51 | 2.02 | 1.72 | 1.80 | 1.81 |
| Odessa | 1.63 | - | - | - | - | - |
| Palestine | 2.05 | 2.06 | 2.44 | - | - | - |
| Paris | 2.32 | 2.28 | 2.14 | - | 2.66 | 2.35 |
| Port Arthur | 1.91 | 1.92 | 2.22 | 2.73 | 2.67 | 2.78 |
| San Angelo | 1.85 | 1.88 | 1.90 | 2.18 | 2.23 | 2.30 |
| San Antonio | 1.58 | 1.47 | 1.50 | 1.63 | 1.87 | 1.92 |
| San Marcos | 1.71 | 2.02 | 1.78 | - | - | - |
| Sherman-Denison | 2.61 | 2.23 | 2.22 | 2.37 | - | 2.58 |
| Temple-Belton | 1.81 | 1.71 | 1.70 | 2.66 | 2.08 | 2.11 |
| Texarkana | 2.19 | 1.72 | 2.05 | 2.08 | 2.20 | 2.38 |
| Tyler | 1.68 | 1.55 | 1.61 | 1.77 | 1.83 | 1.93 |
| Victoria | 1.71 | 1.66 | 1.88 | 2.25 | 2.34 | 2.39 |
| Waco | 1.84 | 1.78 | 1.80 | 1.89 | 2.10 | 2.02 |
| Wichita Falls | 2.19 | 2.06 | 2.06 | 2.17 | 2.46 | 3.59 |
| Texas | 1.59 | 1.45 | 1.52 | 1.68 | 1.77 | 1.81 |
| USA Total | 1.33 | 1.11 | 1.09 | 1.23 | 1.34 | 1.61 |
Note: "-" represents unreported data or nonparticipation in our survey.
Source: Real Estate Center at Texas A&M University
The Housing Affordability Index is the ratio of median family income to the income required to qualify for an 80 percent, fixed-rate mortgage to purchase the median-priced home. The MLS Area represents the local reporting Realtors® association's geographical coverage area.
For additional information or questions contact Jim Gaines.
| 
